J4 is Based in the middle of the fast growing economy of Nigeria with over 30 years of experience, outstanding reputation, financial status, and name recognition, serving, guiding, and aiding any investors, companies, corporations, business, NGOs, and more helping them grow very successfully in West Africa and more

The Great Future of Africa Starts Right Here Right Now

J4 is Based in the middle of the fast growing economy of Nigeria with over 30 years of experience, outstanding reputation, financial status, and name recognition, serving, guiding, and aiding any investors, companies, corporations, business, NGOs, and more helping them grow very successfully in West Africa and more…

The Great Future of Africa Starts Right Here Right Now

J4 is Based in the middle of the fast growing economy of Nigeria with over 30 years of experience, outstanding reputation, financial status, and name recognition, serving, guiding, and aiding any investors, companies, corporations, business, NGOs, and more helping them grow very successfully in West Africa and more…

The Great Future of Africa Starts Right Here Right Now

J4 is Based in the middle of the fast growing economy of Nigeria with over 30 years of experience, outstanding reputation, financial status, and name recognition, serving, guiding, and aiding any investors, companies, corporates-

Loyalty Programs

Since customers today are more demanding and more aware of market competition, Cardtec Systems strives to attract and retain them by offering discounts, rewards, privileges, and special incentives that motivate them to use its services and programs. Our Loyalty Program rewards cardholders by granting them points redeemable against many amazing gifts and packages such as free gasoline, free mobile minutes, free travel vouchers and more. Each Loyalty Card is designed by Cardtec Systems depending on the bank’s requests and features while determining the amount of money to be spent using your debit card or any specific type of card in return of a number of Loyalty Card points. When you accumulate a certain number of Loyalty Card points, you will then be entitled to “cash-in” your points and enjoy splendid gift and reward collections which are of course free!